A fast, granular read on UK household spending, built from consented bank data.
What's included
Weekly spending per capita in nominal and inflation-adjusted terms, a spend index (2019 = 100), transaction counts and active accounts for 140 spending categories across the 12 UK nations and regions, split into three income bands. National series, year-on-year changes and a category hierarchy (essential, discretionary, housing, transport and so on) are included.
How buyers use it
- Nowcast household consumption ahead of official releases
- Track demand in specific categories such as eating out, travel or energy
- Compare regional and income-group responses to price and policy changes
- Support credit and affordability research with aggregate trends
Coverage and methodology
The data comes from about 1.4 million UK current accounts whose holders consented to share transactions with a budgeting app through FCA-authorised account information service providers. Transactions are categorized by a rules-plus-model classifier, around 94% accurate on audited samples. Outputs are aggregated before delivery, no account-level or individual records are ever shared, and any cell with fewer than 100 contributing accounts is suppressed. Series are reweighted to official household expenditure data by region and income. Files are published every Wednesday for the prior week, with history from 2019.