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Tillroll Spend InsightsVerified4.1(2) United KingdomDemo listing

UK open-banking spend aggregates by category and region

Weekly consumer spending for 140 categories and 12 UK regions from consented open-banking connections, with income-band splits, real-terms series and small cells suppressed.

Bank transaction data Free sample Well documented
from £24,000 / year

Spec sheet

Data product · Listing updated 11 Nov 2026

Coverage
1 country

Show the country
Europe (1)

United Kingdom

History
Since 2019
Update frequency
Weekly

Published every Wednesday for the prior week

Volume

About 1.4 million consented accounts; 140 categories across 12 regions

Suitable for

Mid-market, Enterprises, Public sector, Academia and research

Delivery methods
  • Amazon S3
  • Snowflake share
  • Dashboard / web app
  • Email / file download
Formats
  • CSV
  • Excel
  • Parquet
Data source

Consented open-banking account data accessed via FCA-authorised account information service providers

Collection method

Transactions categorized with a rules-plus-model classifier, aggregated weekly and reweighted to official statistics

Overview

A fast, granular read on UK household spending, built from consented bank data.

What's included

Weekly spending per capita in nominal and inflation-adjusted terms, a spend index (2019 = 100), transaction counts and active accounts for 140 spending categories across the 12 UK nations and regions, split into three income bands. National series, year-on-year changes and a category hierarchy (essential, discretionary, housing, transport and so on) are included.

How buyers use it

  • Nowcast household consumption ahead of official releases
  • Track demand in specific categories such as eating out, travel or energy
  • Compare regional and income-group responses to price and policy changes
  • Support credit and affordability research with aggregate trends

Coverage and methodology

The data comes from about 1.4 million UK current accounts whose holders consented to share transactions with a budgeting app through FCA-authorised account information service providers. Transactions are categorized by a rules-plus-model classifier, around 94% accurate on audited samples. Outputs are aggregated before delivery, no account-level or individual records are ever shared, and any cell with fewer than 100 contributing accounts is suppressed. Series are reweighted to official household expenditure data by region and income. Files are published every Wednesday for the prior week, with history from 2019.

Data dictionary

11 fields as documented by Tillroll Spend Insights.

FieldTypeDescriptionExample
week_startdateMonday of the reporting week—
region_codestringUK nation or region code—
categorystringSpending category—
income_bandstringlow, middle or high—
spend_indexnumberNominal spend index, 2019 = 100—
nominal_spend_per_capita_gbpnumberWeekly spend per account holder—
real_spend_per_capita_gbpnumberInflation-adjusted weekly spend—
transaction_countintegerTransactions in the cell—
active_accountsintegerContributing accounts—
yoy_change_pctnumberChange versus the same week last year—
suppressedbooleanTrue when the cell had fewer than 100 accounts—

Sample

Real rows from the provider's sample file. Personal data is masked before anything is shown.

sample.csv6 columns · showing 3 of 3 rows
Sample preview: first 3 rows of sample.csv
week_startstringregion_codestringcategorystringincome_bandstringspend_indexstringyoy_change_pctstring
2026-10-26UKIgroceriesmiddle128.42.9
2026-10-26UKMeating_outhigh117.2-1.4
2026-10-26UKDfuellow104.8-5.1

Pricing

Prices in GBP, as published by Tillroll Spend Insights

  • Yearly licence

    national and regional series

    from £24,000
  • Yearly licence

    adds income-band splits and API access

    from £48,000

Converted amounts use DataStoa display rates and are approximate. Tillroll Spend Insights quotes the final price, taxes and terms.

Request detailed pricing

Coverage

1 country.

Europe

1 country
  • United Kingdom

Time coverage: 2019 to present.

Quality

Provider-reported

AccuracyShare of records the provider has checked as correct.
94%
CompletenessShare of expected records present.
98%

Latency: Published every Wednesday for the prior week

DataStoa has not audited these figures. Ask the provider how they are measured, or test them on a sample.

Licensing and usage rights

The licence is agreed directly between you and Tillroll Spend Insights. This summary is provider-reported; the linked terms prevail.

  • Internal analytics
  • Research use
  • Use in commercial products

Not listed: AI / ML model training, AI retrieval and grounding, redistribution allowed, marketing and outreach. Ask Tillroll Spend Insights if you need any of these.

About Tillroll Spend Insights

Tillroll Spend InsightsVerified provider

Aggregated card, receipt and open-banking spend panels for investors

Tillroll builds de-identified consumer spending panels from consented card, e-receipt and open-banking data in the UK and US. Investors and consumer brands use its aggregated, ticker-mapped outputs to track sales trends before companies report.

Also available on: Snowflake Marketplace, AWS Data Exchange

Typical reply time
Within 3 hours
Response rate
99%
Certifications
ISO 27001, SOC 2
Privacy compliance
UK GDPR, GDPR, CCPA / CPRAProvider-reported

Reviews

What buyers say about Tillroll Spend Insights. Reviews cover the provider, not only this listing.

4.1
4.1

from 2 reviews

Data quality
4.5
Volume and coverage
4.0
Value for money
3.5
Customer service
4.5
  • 4.0 Verified purchaseDemo listing11 Nov 2026

    Best methodology documentation we have seen

    Our compliance team got complete answers to the due-diligence questionnaire, including consent and de-identification, within a week. The panel churn adjustments are explained in detail. It is not cheap, and the full universe tier is a stretch for us.

    Data quality
    4/5
    Volume and coverage
    4/5
    Value for money
    3/5
    Customer service
    5/5

    Priya S., Head of data strategy, Multi-strategy asset manager

  • 4.3 Verified purchaseDemo listing11 Nov 2026

    Tracks reported sales well for large UK retailers

    For the large retailers we cover, the panel's quarterly growth lined up with reported like-for-like sales closely enough to be useful ahead of trading updates. Ticker mapping handles brand portfolios properly. Smaller names are noisier, as the coverage notes say.

    Data quality
    5/5
    Volume and coverage
    4/5
    Value for money
    4/5
    Customer service
    4/5

    James C., Equity analyst, Long/short hedge fund

Questions buyers ask