Physical climate risk scores for assets under SSP scenarios

Physical climate risk for every asset in a portfolio, expressed both as comparable scores and as the underlying hazard metrics.

What's included

• Scores from 1 to 100 for riverine and coastal flood, pluvial flood, extreme heat, wildfire, windstorm and drought
• Underlying metrics such as flood depth at the 100-year return period, days above 35 °C and fire weather index
• Baseline (1981–2010) and future values for 2030, 2050, 2080 and 2100 under SSP1-2.6, SSP2-4.5 and SSP5-8.5
• Confidence level for each hazard and location
• Portfolio summaries by country, sector or asset type

How buyers use it

• Banks and asset managers prepare climate disclosures and stress tests
• Insurers screen new business and check accumulation by hazard
• Real estate investors include physical risk in acquisition due diligence
• Corporates assess sites and suppliers in supply-chain resilience reviews

Coverage and methodology

Climate projections from the CMIP6 model ensemble are statistically downscaled to 1 km and bias-corrected against reanalysis. Flood hazard comes from hydrodynamic models at up to 30 m resolution where terrain data allow, and coastal flood includes sea-level rise scenarios. Scores combine hazard intensity and frequency; they do not account for building-level adaptation such as raised floors, and local flood defences are only partly represented, which we flag where known. Models are recalibrated annually. Results are model estimates with real uncertainty, so the documentation includes validation against historical loss events and recommends using the confidence field.